![]() ![]() Each year, cardholders can get $100 off a hotel stay booked via Citi, but the stay must cost $500 or more excluding taxes.Ĭiti ThankYou Points can be transferred to partners including JetBlue TrueBlue, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Turkish Airlines Miles & Smiles, Choice Privileges Rewards and others. Other benefits and drawbacks: Citi ThankYou points are a lesser-known but extremely valuable rewards currency. Welcome offer: Earn 60,000 points after spending $4,000 in purchases within the first 3 months of account opening. Rewards: Earn 3 ThankYou points per dollar at restaurants, supermarkets, gas stations, air travel and hotels, 1 point per dollar on all other eligible purchases and a total of 10 points per dollar on hotels, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. Its consumer and travel protections are lacking, though, so the primary attraction of this card beyond its high reward potential is its lack of foreign transaction fees. The Citi Premier® Card does charge a modest annual fee, but it earns rewards you’d expect on a card with a higher carrying cost. Not much else is different-it charges the same 3% foreign transaction fee and doesn’t charge an annual fee. After that, a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies. There is an intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater, for transfers made within 4 months of opening the account. After that, the variable APR will be 19.24% - 29.99%, based on your creditworthiness. Other benefits and drawbacks: With the Citi Simplicity® Card *, you’ll get 0% intro APR for 21 months on balance transfers from date of first transfer, and 0% intro APR for 12 months on purchases from date of account opening. The Citi Simplicity® Card * is essentially the Citi® Diamond Preferred® Card with a few key differences: no penalty APR, a lower intro balance transfer fee and a slightly higher standard APR. However, the card doesn’t earn rewards, so it might not find a preferred place in your wallet over the long term. There’s no annual fee, making it a great resource to pay off your debt. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies. Balance transfers must be completed within 4 months of account opening. After that, the variable APR will be 18.24% - 28.99%. New cardholders get a 0% intro APR for 21 months on eligible balance transfers from date of first transfer and 0% intro APR for 12 months on purchases from date of account opening. Other benefits and drawbacks: Though certainly light on the extras, the card ultimately does one thing right: low introductory APR for balance transfers or financing large purchases. Welcome offer: This card does not offer a welcome bonus. Rewards: This card does not earn rewards. The card has the standard suite of convenience perks Citi offers with many cards like $0 fraud liability, but it doesn’t offer anything extra. The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.Ī true balance transfer card, the Citi® Diamond Preferred® Card offers a lengthy introductory APR period on purchases and balance transfers.Plus, earn 1X ThankYou® Points on All Other Purchases. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.After that, your fee will be 5% of each transfer (minimum $5). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness. 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening.Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024.Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening redeemable for $200 in gift cards at. ![]()
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